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Eligibility is calculated based on your monthly income, employment status, credit history (CIBIL score), age, existing debt obligations, and the value of any property offered as collateral.
For Home Loans, repayment tenures can range up to 30 years. For Loan Against Property, it generally ranges up to 15 years, depending on the lender's policies.
Yes, you can get a pre-approved loan offer based on your income eligibility. This helps you understand your budget before finalizing the property.
Interest rates are determined based on your credit score, income stability, market benchmark lending rates (like Repo Rate), and the chosen loan type (fixed or floating).
Usually, you will need your PAN card, Aadhaar card, past 3 months' salary slips, Form 16 or Income Tax Returns, and last 6 months' bank statements.